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Compare plans & enroll

Use this Open Enrollment checklist to choose your health benefits for the year ahead.

The Open Enrollment Period is from November 1 through November 30, 2024. These tips can help you make important choices.

Plan comparison tools

Learn what’s new for 2025

Find out about updates for next year: Join an Open Enrollment conference call or read about 2025 plan changes and enhancements.

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Your Open Enrollment Checklist:

Identify your plan options

There are two ways most NAF employees can identify what plans are available: using ALEX, the interactive benefits counselor, or using the ZIP code tool. Learn more about these helpful comparison tools.

Consider a high-deductible health plan (HDHP)

No matter where you live, one of the plans available to you is an HDHP. Before making your choice, read about how an HDHP can save you money.

Find 2025 premium rates

Here are the current rates for premiums for medical and dental plans.

Consider a Health Care Flexible Spending Account

If you’re interested in a health care flexible spending account (FSA) for the upcoming plan year, you must make an election each year during Open Enrollment. Learn more about FSAs.

Decide on a dental plan

You don’t have to have a dental plan, but if you want one, what’s available depends on what medical plan you choose. Learn more about dental plans.

Visit your NAF page

Click on one of these tiles to find NAF-specific updates, contacts, enrollment information and more.